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Design &
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Anti-Predatory Lending Legislation

Center for Community Capital

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           2.18.08

 



Professor Director of the
Center For Community Capital

Director of Admissions

M. Arch., Universidad Nacional de
    Buenos Aires, Argentina

M.A., University of Hawaii at   Manoa

Ph.D., University of North Carolina
    at Chapel Hill


Office: 
 315 New East
Phone:  (919) 962-4766

Fax:      (919) 962-5206

Email:   quercia@email.unc.edu



Courses
Dr.Quercia teaches courses in Housing Finance and Housing Policy. 

PLAN 725  Dispute ResolutionDevelopment Dispute Resolution
PLAN 760  Real Estate Investment and Affordable Housing
PLAN 761  Housing and Public Policy
PLAN 823  Planning Workshop Course

Research and Practice
Dr. Quercia is a Professor of City and Regional Planning and a Faculty Fellow at the Center for
Urban and Regional Studies at the University of North Carolina at Chapel Hill. He has published
numerous articles, primarily on the topics of low-income homeownership, affordable lending and
the assessment of lending risks, and homeownership education and counseling.

Dr. Quercia has also conducted research on neighborhood dynamics and poverty. He has done
sponsored research for government agencies, such as the U.S. Department of Housing and Urban
Development, the U.S. Congressional Budget Office and General Accounting Office, municipalities,
community organizations, and private entities such as the Federal National Mortgage Association
and the Federal Home Loan Mortgage Corporation. He has held appointments at the University of
Texas, the University of California at Berkeley, the Wharton Real Estate Center (University of
Pennsylvania), and the Urban Institute in Washington, DC.



Professional Activities
• Conference presentation - (Social-Psychological Effects of Affordable Homeownership) Urban Affairs
  Association, Salt Lake City, Utah.  2005

• Editorial board member -Housing Studies

• Editorial board member - Housing Policy Debate



Diversity-Related Publications & Research
"Spatio-Temporal Measurement of House Price Appreciation in Underserved Areas," Journal of Housing
  Research
11(1): 1-28. 2000.


"A New Look at Creative Finance," Housing Policy Debate 11(4):943-972. 2000.

• "Threshold Effects and Neighborhood Change," Journal of Planning Education and Research 20:146-162. 2000.

"Identifying Neighborhood Thresholds: An Empirical Exploration," Housing Policy Debate 11(4):  699-730. 2000.

"Are Travel Times and Distances to Work Greater for Residents of Poor Urban Neighborhoods,"
  Transportation Research Record
1718: 73-82. 2000.



Selected publications
• "Assessing the Impact of North Carolina's Predatory Lending Law."  Roberto G. Quercia, Michael A. Stegman,
  and Walter R. Davis.  Housing Policy Debate 15(3): 573-602.  2004.

• "Earned Income Tax Credit as an Instrument of Housing Policy."  Michael A. Stegman, Walter R. Davis, and
  Roberto G. Quercia.  Housing Policy Debate 15(2): 203-260.  2004.

• "Urban Containment and Central City Revitalization."  Nelson, Arthur C.; Raymond J. Burby; Edward Feser; Casey J.
  Dawkins; Emil E. Malizia; and Roberto G. Quercia.  Journal of the American Planning Association 70(4): 411-425. 2004.

“The Impact of North Carolina’s Anti-Predatory Lending Law: A Descriptive Assessment.” (PDF) Roberto G. Quercia,
  R.G., Stegman, M.A., and Davis, W.R. Center for Community Capitalism, UNC at Chapel Hill.  2003.

• "Spatio-Temporal Measurement of House Price Appreciation in Underserved Areas," Journal of Housing Research
  11(1): 1-28. 2000.

• "A New Look at Creative Finance," Housing Policy Debate 11(4): 943-972.  2000.